Attention homeowners: Real estate appraisal services for in Port Saint Lucie and Saint Lucie County

The top reasons FL homeowners order from MCG Appraisals:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a FL property tax assessment
  3. To reduce a mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a FL divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Saint Lucie county or FL

Own a house in or near Port Saint Lucie, FL and need help deciding the price of it?
Contact MCG Appraisals.

We at MCG Appraisals understand the special needs of a consumer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular homeowner that ordinarily doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at MCG Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are qualified in helping homeowners just like you do away with undesirable PMI insurance.

Challenge Saint Lucie county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's declining. This means you are probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from MCG Appraisals is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. MCG Appraisals can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from MCG Appraisals can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.